Your finances, finally cozy.

Envelope budgeting for paycheck-to-paycheck households. Know where every pound goes before you spend it, with Nuu by your side.

Coming soon to the App Store

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Groceries£220
+10 gems
Buffer£180
Simple by design

Three steps to a cozier month

See all five steps including buffer building and budgeting together.

1

Tell Nuumey your balance

Enter your current bank balance and payday. No open banking, no data sharing. Just the numbers that matter.

2

Fill your envelopes

Allocate your money across spending categories. Groceries, bills, nights out. Every pound gets a home before it is spent.

3

Spend and track as you go

Log each purchase as it happens. That moment of awareness is exactly where habits change.

Envelopes for bills, groceries, nights out and a buffer, with Nuu smiling
Budget your month

Give every pound a home

Split your pay into envelopes and set aside bills first. When a bucket runs dry, you feel it. That friction is what makes the method work.

  • Bills are set aside before you allocate
  • Money you don't spend carries forward
How envelopes work
Logging a £12.40 Tesco spend to the Groceries envelope
Track as you go

Log a spend in seconds

Pick the envelope, add the amount, done. Saved payees mean you don't type Tesco every time, and you always see what's left.

Nuu worried about a low Groceries envelope, then happy after money is moved from Nights out
Meet Nuu

Nuu feels it with you

A cozy companion whose mood follows how your budget is doing. Running low? Move a little from an envelope with spare, and watch him perk right back up.

A five-day logging streak and a buffer at £180 of £500, with Nuu celebrating
Save with intention

Build better money habits

Little challenges that add up. Solo goals, shared savings with friends, and a buffer target that helps you break paycheck-to-paycheck. Celebrate milestones as you go.

Building your buffer
Between check-ins

Budgeting, with a little joy on top

Earn gems as you go, then spend them on Nuu. Your room, your vibe. Nuu's still keeping an eye on the numbers.

Play Nuu Patches

A new puzzle every day, with gems for your first win.

A Nuu Patches puzzle board

Make him yours

Pick from eight cozy colours for your Nuu.

Nuu in eight colours

Decorate his Pod

Wallpapers, lamps, shelves and seasonal collections. Feed, play and care for Nuu too.

Two decorated Pod rooms with Nuu

Better together

Share a household budget with your partner, save toward something big with friends, or add Nuu buddies for streak vibes. You choose what's shared.

Two Nuus sharing an envelope
Think before you spend

"What if I buy this?"

Before you commit, run a What If. See where the money could come from: ready to allocate, envelope slack, even your buffer as a last resort. Plan it as a goal, log it when you've spent it, or spend from savings when you're ready. Eyes open, every time.

Try Nuumey free

What If preview

If I spend £85 on a new sofa...

Ready to allocateTake £20
Home envelopeTake £45
Emergency bufferTake £20
Covering£85 of £85

Plan first, then log spend or save to a goal

Built for real brains

Traditional budgeting apps weren't built for everyone

Most budgeting tools assume you think in spreadsheets. Nuumey is designed to work with the way your brain actually works, not against it.

No overwhelm

One screen, one action at a time. No dashboards full of charts you don't understand. Just clear, calm information about your money right now.

No shame, no judgment

If you go over budget, Nuumey helps you recover without guilt. Every month is a fresh start. We built this for humans, not robots.

Small wins that stick

Nuu celebrates every milestone with you. Challenges, streaks, gems. The dopamine hit of logging a transaction is the whole point. It keeps you coming back.

Why we built Nuumey

Nuu celebrating

Try Nuumey free

Start budgeting in minutes. Your feedback goes straight to us and straight into the next release.

Free to use. No bank linking.